Frequently asked questions
How do I find childcare assistance?
Contact your state childcare agency.
What is Head Start?
A free early learning program for eligible families.
What tax credits apply?
The Child and Dependent Care Credit may apply.
What is a dependent care FSA?
An employer account for care costs.
Can school fees be waived?
Many schools offer waivers.
How do I apply for school meals?
Through your school district.
How do I check licensing?
Use your state licensing website.
Are nannies household employees?
Often yes, with tax duties above a threshold.
When should I apply for help?
As early as possible; some programs have waitlists.
What is the dependent care FSA limit for 2026?
$7,500 per household, or $3,750 if married filing separately, if your employer's plan has adopted the higher limit.
Can I use both the FSA and the care credit?
Not for the same dollars. FSA money reduces the expenses you can count for the credit.
Can a 529 plan pay for private school?
Federally, up to $20,000 per year per student for K-12 tuition and certain other K-12 costs starting in 2026. State tax rules may differ.
Who qualifies for Head Start automatically?
Children in foster care, children experiencing homelessness, and families receiving TANF, SSI or SNAP, regardless of income.